Here’s the problem that I see with newly graduated millennials. They don’t know what to do after college with their finances. I say this because I was this way, I was so caught trying to graduate that I didn’t prepare myself for what happens after I take that walk and accept my diploma. For those of you who don’t know, I can sum it up in one word. It’s called Life.

After graduation is when your student loans payments start happening and bills start to pile up. I bet you didn’t realize this when you were thinking about graduation quotes and sending out your graduation invitations. Don’t worry, you’re not the first one that didn’t have a plan, and you won’t be the last. But, since you’re reading this, let’s try to change this! Here are three ways that you can live a stress-free life after college and start to save your cash!

Start Planning for an Emergency Fund

Did you know the 7 out of 10 Americans have less than $1000 in their savings accounts? Take it from me, it’s always good to have an emergency fund for when life happens. Let’s face it, life does happen, wouldn’t it be better to not stress about it for when it does. Try to eat out less starting this week or set aside a certain percentage of your paycheck and you’ll see your emergency cash start to grow. So the next time you blow a tire, or if you have an unforeseen injury, you can relax since you’ve got that covered.

Always be Learning

Learning doesn’t stop after college, contrary to what people want to believe. Let’s face it, gone are the days of scheduled education, people can consume content on their own time now. Nowadays, there are many online course companies such as Udemy or Coursera where people can change their life’s with the new information you can learn right at how. To put in simply, the difference between a $5,000 to $10,000 salary increase can be from a certificate you’ve earned online. I even changed my career path from what I learned online, so never stop learning!

Set Aside Cash for BIG Events

You’re an adult know, and adults do fun things! We travel, we go out with our friends, and we experience new things because we’ve earned it. You know what stops people from living these fun experiences? Not having enough capital. Think about it, how many times have you said no to something simply because you couldn’t afford it? It happens all the time. Set aside a fund specifically for these occasions so this doesn’t happen again! If you have bring a sack lunch to work every day or drive Lyft, do it. You’ll thank yourself when you’re asked to be a groomsman or maid of honor to your best friend’s wedding. Yes, it’s that time in your life and yes, you will have to spend some of your own cash. Those bastards, just kidding.

We’d love to hear how you’re saving money after college, let me know in the comments below!